Browse Library

How to carry out Term Loan Appraisal as Banker

Take this course to gain practical experience of Term Loan Appraisal and Term Loan Assessment.

Instructed by CA N Raja Natarajan

$25

1 days left at this price! Buy Now

30-Day Money Back Guarantee

Full Access to this course
Play & Pause Videos
High Quality Recorded Lectures 24
Learn Online from Mobile/PC/Tablet
Download Course for Offline Viewing
Inlcudes Real Projects
Lifetime access & free updates
Certificate of Completion
Free Instructor Support

$19 /month

Buy Subscription See all plans
  • Access to all marketplace courses
  • Access to all new courses
  • Play & Pause Videos
  • High Quality Recorded Lectures
  • Learn Online from Mobile/PC/Tablet
  • Download Course for Offline Viewing
  • Inlcudes Real Projects
  • Certificate of Completion
  • Free Instructor Support

$199 /month

Buy Subscription See all plans
  • Access to all marketplace courses
  • Access to all new courses
  • Play & Pause Videos
  • High Quality Recorded Lectures
  • Learn Online from Mobile/PC/Tablet
  • Download Course for Offline Viewing
  • Inlcudes Real Projects
  • Certificate of Completion
  • Free Instructor Support
  • Term Loan Appraisal

Welcome to this course How to carry out Term Loan Appraisal as a Banker

In this course i am going to share my practical experience from Banking in carrying out Term Loan Appraisal and Term Loan Assessment. This skill is very much essential for any bankers working on credit, sourcing clients, etc.

In the first section, i will take you through, how you should look at Term Loan Proposals as a Banker - Term Loans are generally loans given for longer period mainly for meeting long term requirements of Business entities like Starting a new business, Expansion, Modernisation, Backward Integration, Forward Integration, etc.

However, appraisal of Term Loan involves lots of technical analysis and also has high level of risk because loan disbursement will happen immediately whereas repayments will happen over a period of long time. Hence, it is absolutely necessary to have thorough knowledge of all technical matters revolving around Long Term Projects and its corresponding Term Loan.

In the second section, i will  take you through what is Techno Economic Viability (TEV Study) comprising

Technical Feasibility

Economic Viability

Financial Viability

Commercial Viability

Managerial & Compliance aspects of Project.

Then in the third section, ill take you through how to arrive at Cost of Project and Means of Finance. In that ill explain you what all components will go into the cost of the project and what are the different sources that can be used for funding the project including Term Loan.

Finally in the 4th Section, ill take you through Production factors followed by technical analysis covering

DSCR Analysis

Break Even Analysis

Sensitivity Analysis

I am sure that these three sections will be sufficient for you to gain practical knowledge about Financial Analysis as a Banker.

This course is structured in self paced learning style. Use your headsets for effective listening.

See you inside the course.

  • Basic knowledge of Banking
  • Basic knowledge of Credit
  • Bankers
  • Bank Loan Consultants
View More...

Section 1 : Introduction

  • Lecture 1 :
  • Introduction to Term Loan Appraisal Preview

Section 2 : Technical Economic Viability of Project

  • Lecture 1 :
  • What is TEV Study?
  • Lecture 2 :
  • Technical Viability of Project
  • Lecture 3 :
  • Financial Viability of Project
  • Lecture 4 :
  • Economic Viability of Project
  • Lecture 5 :
  • Commercial Viability of Project
  • Lecture 6 :
  • Managerial aspects of Project
  • Lecture 7 :
  • Compliance aspects of Project

Section 3 : Cost of Project and Means of Finance of Project

  • Lecture 1 :
  • Cost of Project and Means of Finance under Term Loan Appraisal
  • Lecture 2 :
  • Land Cost and related inputs under cost of Project - Term Loan Appraisal
  • Lecture 3 :
  • Building Cost and related inputs under cost of Project -Term Loan Appraisal
  • Lecture 4 :
  • Plant and Machinery Cost and related inputs under cost of Project -Term Loan App
  • Lecture 5 :
  • Technical Know how and related inputs under cost of Project -Term Loan Appraisal
  • Lecture 6 :
  • Preliminary Expenses and related inputs under cost of Project -Term Loan Apprais
  • Lecture 7 :
  • Pre-operative Expenses and related inputs under cost of Project -Term Loan Appra
  • Lecture 8 :
  • Provision for Contingencies and related inputs under cost of Project -Term Loan
  • Lecture 9 :
  • Working Capital Margin and related inputs under cost of Project -Term Loan Appra
  • Lecture 10 :
  • General aspects related to estimation of Cost of Project - Term Loan Appraisal
  • Lecture 11 :
  • Introduction of Sources of Finance - Term Loan Appraisal
  • Lecture 12 :
  • Share Capital as source of Finance - Term Loan Appraisal
  • Lecture 13 :
  • Internal Accruals as source of Finance - Term Loan Appraisal
  • Lecture 14 :
  • Subsidies as source of Finance - Term Loan Appraisal
  • Lecture 15 :
  • Debenture as source of Finance - Term Loan Appraisal
  • Lecture 16 :
  • Term Loan as source of Finance - Term Loan Appraisal
  • Lecture 17 :
  • Unsecured Loans as source of Finance - Term Loan Appraisal
  • Lecture 18 :
  • Project Implementation Schedule

Section 4 : Production Factors of a Project

  • Lecture 1 :
  • Production Factors - Term Loan Appraisal
  • Lecture 2 :
  • Manufacturing Process - Term Loan Appraisal
  • Lecture 3 :
  • Other Production Factors - Term Loan Appraisal

Section 5 : Technical Analysis in Term Loan Appraisal

  • Lecture 1 :
  • Analysis of DSCR (Gross Average & Net Average)
  • Lecture 2 :
  • Analysis of DSCR 2 (Gross Average & Net Average)
  • Lecture 3 :
  • Break Even Analysis in Term Loan Appraisal
  • Lecture 4 :
  • Break Even Analysis Case 1 in Term Loan Appraisal
  • Lecture 5 :
  • Break Even Analysis Case 2 in Term Loan Appraisal
  • Lecture 6 :
  • Sensitivity Analysis in Term Loan Appraisal
  • Lecture 7 :
  • Sensitivity Analysis Sales Drop Testing Case 1 in Term Loan Appraisal
  • Lecture 8 :
  • Sensitivity Analysis Variable Cost Increase Testing Case 2 in Term Loan Appraisa
  • Lecture 9 :
  • Sensitivity Analysis Material Cost Increase Testing Case 3 in Term Loan Appraisa
  • Lecture 10 :
  • Sensitivity Analysis DSCR Testing Case 4 in Term Loan Appraisal
  • 1. How do i access the course after purchase?

    Once you purchase a course (Single course or Subscription), you will be able to access the courses instantly online by logging into your account. Use the user name & password that you created while signing up. Once logged in, you can go to the "My Courses" section to access your course.
  • 2. Are these video based online self-learning courses?

    Yes. All of the courses comes with online video based lectures created by certified instructors. Instructors have crafted these courses with a blend of high quality interactive videos, lectures, quizzes & real world projects to give you an indepth knowledge about the topic.
  • 3. Can i play & pause the course as per my convenience?

    Yes absolutely & thats one of the advantage of self-paced courses. You can anytime pause or resume the course & come back & forth from one lecture to another lecture, play the videos mulitple times & so on.
  • 4. How do i contact the instructor for any doubts or questions?

    Most of these courses have general questions & answers already covered within the course lectures. However, if you need any further help from the instructor, you can use the inbuilt Chat with Instructor option to send a message to an instructor & they will reply you within 24 hours. You can ask as many questions as you want.
  • 5. Do i need a pc to access the course or can i do it on mobile & tablet as well?

    Brilliant question? Isn't it? You can access the courses on any device like PC, Mobile, Tablet & even on a smart tv. For mobile & a tablet you can download the Learnfly android or an iOS app. If mobile app is not available in your country, you can access the course directly by visting our website, its fully mobile friendly.
  • 6. Do i get any certification after completing the course?

    Yes. Once you succesfully complete any course on Learnfly marketplace, you get a certiifcate of course completion emailed to you within 24 hours with your name & the Learnfly badge. You can definately brag about it & share it on your social media or with friends as one of your achievement. Click here to view the sample certificate Click Here
  • 7. For how long can i access my course after the purchase?

    If you buy a single course, that course is accessible to you for a lifetime. If you go for a premium subcription, you can access all the courses on Learnfly marketplace till your subscription is Active.
  • 8. Whats the difference between Single Course Purchase & Go Premium option?

    With Single Course Purchase, you only get an access of one single course. Whereas, with premium monhtly or annual subscription, you can access all the existing or new courses on learnfly marketplace. You can decide what option suits you the best and accordingly you can make your purchase.
  • 9. Is there any free trial?

    Currently, we don't have any free trial but it may be available in near future.
  • 10. What is the refund policy?

    We would hate you to leave us. However, if you are not satisfied, you can ask for a full refund within 30 days & we will be happy to assist you further.

CA N Raja Natarajan,

I am a Chartered Accountant with tonnes of passion for teaching. I teach Financial Management & Strategic Financial Management for Chartered Accountancy, Cost and Management Accountancy and Company Secretary students in Ernakulam, India. I also hold Post Graduate Diploma in Business Administration in Finance from Symbiosis, Pune and Bachelors in Commerce, from Loyola College, Chennai. I worked in State Bank of India as Assistant Vice President - Credit for a period of four years after which i started my Chartered Accountancy Practice. During the stint in State Bank of India, I worked on credit proposals of Mid Corporate Units and gained good experience in Financial Analysis, Risk Assessment, Viability Study, Evaluating business models, Project Finance, Working Capital Management, etc. I conduct work shops for Entrepreneurs, Chartered Accountancy / Cost and Management Accountancy Students on the topics like Project Finance, Credit Risk Assessment, Entrepreneurship Development, Finance for Non Finance Executives, etc. I love teaching and i want fundamentals of accounting and finance to reach students and so i am here.
View More...
ms-excel-basic-to-advanced-level

MS Excel Basic to Advanced Level

By : Ramzan Rajani

Lecture 15

learn-ms-excel-from-basic-to-advance

Learn MS Excel From Basic to Advanc...

By : Ashwini Bissa

Lecture 14

odoo-purchases-sales-inventory-with-accounting-modules

Odoo: Purchases, Sales, Inventory w...

By : Quantic Statistics R spatial analysis

Lecture 13

accounting-basics-in-66-minutes

Accounting Basics in 66 Minutes

By : CA N Raja Natarajan

Lecture 13

how-to-carry-out-financial-analysis-as-a-banker

How to carry out Financial Analysis...

By : CA N Raja Natarajan

Lecture 25

advanced-capital-budgeting-improve-long-term-roi

Advanced Capital Budgeting: Improve...

By : Blair Cook

Lecture 7

Buy

$25

Sign up and start learning
By signing up, you agree to our Terms of Use and Privacy Policy
Forget Password